| Fixed Deposit Scheme:
This schemes is mainly suitable
to those who require income necessary for maintaining family and
running institution. Under this scheme, the depositors will get
regular income at the prescribed rate of interest from their deposit.
The time period of scheme varies from 3 months to 6 year.
Lumbini Saving Account:
This account is specially very
useful to those who to save their deposits fir near future &
receive interest from their saving. They can withdraw their deposits
money when they required it by fulfilling certain conditions of
LFLC.
Lumbini Special Saving Account:
This account is specially very
useful to those who want to save their deposit for near future &
want to get higher interest from their saving than Lumbini saving
Account. For this account, they have to maintain minimum amount
prescribed by the LFLC and all other features are as same as general
saving account.
Lumbini Corporate Saving Account:
This account is useful to those
corporate who want too keep their extra money to earn some interest
income from their saving & can withdraw from it when they require
it, after fulfilling the certain conditions of LFLC.
Providend Fund Account:
This account is specially very
to those who want to save regularly for fairly distant future. Firms,
companies, school, College, NGOs, INGOs and corporations can use
this account for depositing monthly provident fund of their employees. |
Housing
Loans
Housing loans for purchasing and/or construction of individual houses,
commercial complexes, apartment which strengthen the economic development
of the country.
Project/Term
loans
Project/Term loan for establishment and/ or operation of industry,
trade, service sector and profession which strengthen the economic
development of the country.
Other Loans
Loan against Fixed Deposit Recept,Govt. Bond,
saving Certification, acceptable shares and debentures and other
acceptable securities.
Lease Financing
Leasing is a contractual relationship
between lessee and lessor in which lessee agrees to pay lease rent
for the use of the assets to the lessor, the owner of the assets.
LFLC has introduced Leasing Financing as an alternative mode of
financing and pioneering service to farmers, professionals, industrialists,
transporters etc. in many cases, leasing of assets is more convenient,
efficient, cost effective and free from inherent risk of actually
owning them.
| Other Services: |
LFLC is
in line of serving customers through various ways viz
- To issue guarantee for various purposes.
- To syndicate or to participate in syndication
of project financing.
- To act as agent for the primary and
secondary market of Government Bonds and NRB Bonds.
- To purchase, sale and/or underwrite
shares, debentures & other securities issued by company
or corporate bodies.
- To provided counseling services of different
nature.
- To provide other merchant banking activities
|
|
| Loan & Advanced Interest Rate |
| |
In % annually |
| Prime |
16.00 |
| Hire Purchase |
16-19.00 |
| Housing Loan |
17.00-19.00 |
| Realestate |
18.00-19.00 |
| Project Loan |
17.00-18.00 |
| Industry |
17.00-19.00 |
| Business Loan |
17.00-19.00 |
| Trade & Other |
18.00-19.00 |
| Loan Against HMG Securities |
16.0 |
| Loan Against Bank Gaurantee |
15.0 |
|
