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Deposit Scheme
Deposite Interest Rate
Fixed Schemes In % annually
3 Months 12.00
6 Months 12.50
1 Year 13.50
2 Years 14.00
3 - 4 Years 14.50
5 year & above

Negotiable

Bonus Fixed Deposit 13.00
Saving Deposits
Lumbini Special Ladder saving 10.00
Lumbini Ladder saving 9.75
Lumbini Prime saving 9.50
Lumbini Super saving 9.00
Lumbini Special saving 8.50
Lumbini Saving 8.00
Bal Bachat + 0.50
Ghrihani Bachat + 0.50
Shareholder Bachat + 0.50
Senior Citizen Saving + 0.50
Ex Government Employee & Corporation Employee Saving + 0.50
Employee Saving + 0.50
Bonus Saving 9.00
Structual Time Deposit min 6
Employee's Providend Fund : Negotiable up to min 6
   

LFLC has various Deposit Schemes tailored to match the needs of the customers. Some of them are as follows:
Fixed Deposit Scheme:

This schemes is mainly suitable to those who require income necessary for maintaining family and running institution. Under this scheme, the depositors will get regular income at the prescribed rate of interest from their deposit. The time period of scheme varies from 3 months to 6 year.


Lumbini Saving Account:

This account is specially very useful to those who to save their deposits fir near future & receive interest from their saving. They can withdraw their deposits money when they required it by fulfilling certain conditions of LFLC.

Lumbini Special Saving Account:

This account is specially very useful to those who want to save their deposit for near future & want to get higher interest from their saving than Lumbini saving Account. For this account, they have to maintain minimum amount prescribed by the LFLC and all other features are as same as general saving account.


Lumbini Corporate Saving Account:

This account is useful to those corporate who want too keep their extra money to earn some interest income from their saving & can withdraw from it when they require it, after fulfilling the certain conditions of LFLC.


Providend Fund Account:

This account is specially very to those who want to save regularly for fairly distant future. Firms, companies, school, College, NGOs, INGOs and corporations can use this account for depositing monthly provident fund of their employees.

 
Loans & Advance
Hire purchase loan for purchasing vehicles, equipments, machineries, tools and durable household goods.

Housing Loans

Housing loans for purchasing and/or construction of individual houses, commercial complexes, apartment which strengthen the economic development of the country.

Project/Term loans

Project/Term loan for establishment and/ or operation of industry, trade, service sector and profession which strengthen the economic development of the country.

Other Loans

Loan against Fixed Deposit Recept,Govt. Bond, saving Certification, acceptable shares and debentures and other acceptable securities.

Lease Financing

Leasing is a contractual relationship between lessee and lessor in which lessee agrees to pay lease rent for the use of the assets to the lessor, the owner of the assets. LFLC has introduced Leasing Financing as an alternative mode of financing and pioneering service to farmers, professionals, industrialists, transporters etc. in many cases, leasing of assets is more convenient, efficient, cost effective and free from inherent risk of actually owning them.

Other Services:

LFLC is in line of serving customers through various ways viz

  • To issue guarantee for various purposes.
  • To syndicate or to participate in syndication of project financing.
  • To act as agent for the primary and secondary market of Government Bonds and NRB Bonds.
  • To purchase, sale and/or underwrite shares, debentures & other securities issued by company or corporate bodies.
  • To provided counseling services of different nature.
  • To provide other merchant banking activities

Loan & Advanced Interest Rate
  In % annually
Prime 16.00
Hire Purchase 16-19.00
Housing Loan 17.00-19.00
Realestate 18.00-19.00
Project Loan 17.00-18.00
Industry 17.00-19.00
Business Loan 17.00-19.00
Trade & Other 18.00-19.00
Loan Against HMG Securities 16.0
Loan Against Bank Gaurantee 15.0

copyright © 2006-07, Lumbini Finance Ltd. Designed by : Ramsbay

Head Office: Thamel, Kathmandu Tel: 977 1- 4423443 / 4423445 Fax: 977-1- 425655 ::: Branch Office: Kathmandu Newroad Tel.: 4222891 Manbhavan Lalitpur Tel: 977 1- 5534281  Newroad - Pokhara: 061540005
 Email: lufil@mos.com.np, http://www.lumbinifinance.com