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Loan and Advance
 
Loan & Advanced Interest Rate
  In % annually
Hire Purchase 13 - 14.5
Housing Loan 12.50 - 14.50
Project Loan 13.00 - 14.50
Industry 13.50 -15.0
Trade & Other 13.5 - 16.0
Loan Against HMG Securities 12.0
Loan Against Bank Gaurantee 13.0
 
 

Basically we are providing following service on loans & Advance :

Hire Purchase

Hire Purchase loan is for purchasing vehicles, equipments, machineries, tools and durable household goods.


Housing Loans

Housing loans for purchasing and/or construction of individual houses, commercial complexes, apartment which strengthen the economic development of the country.

Project/Term loans

Project/Term loan for establishment and/ or operation of industry, trade, service sector and profession which strengthen the economic development of the country.

Other Loans

Loan against Fixed Deposit Recept,Govt. Bond, saving Certification, acceptable shares and debentures and other acceptable securities.

Lease Financing

Leasing is a contractual relationship between lessee and lessor in which lessee agrees to pay lease rent for the use of the assets to the lessor, the owner of the assets. LFLC has introduced Leasing Financing as an alternative mode of financing and pioneering service to farmers, professionals, industrialists, transporters etc. in many cases, leasing of assets is more convenient, efficient, cost effective and free from inherent risk of actually owning them.

Other Services:

LFLC is in line of serving customers through various ways viz

  • To issue guarantee for various purposes.
  • To syndicate or to participate in syndication of project financing.
  • To act as agent for the primary and secondary market of Government Bonds and NRB Bonds.
  • To purchase, sale and/or underwrite shares, debentures & other securities issued by company or corporate bodies.
  • To provided counseling services of different nature.
  • To provide other merchant banking activities

copyright © 2006-07, Lumbini Finance Ltd. Designed by : Ramsbay

Head Office: Thamel, Kathmandu Tel: 977 1- 4423443 / 4423445Fax: 977-1- 425655 ::: Branch Office: Manbhavan Lalitpur Tel: 977 1- 5534281
                                                        Email: info@lumbinifinance.com, http://www.lumbinifinance.com